3 Trees Finance
Property Knowledge Hub

Practical Property Guidance for Investors and Landlords

Property funding decisions are often affected by planning status, licensing requirements, lease terms and lender criteria. Our Knowledge Hub provides practical introductions to some of the issues that can affect the financeability of a property.

Each guide is designed to help visitors understand the issue, identify when further enquiries may be needed and access reliable official resources.

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Planning

Planning Permission and Permitted Development

Understand when property works may require planning permission, how permitted development rights work and why planning status can affect property finance.

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Related funding solution

Development Finance
Licensing

HMO and Property Licensing

An introduction to mandatory HMO licensing, additional licensing schemes and selective licensing — and the questions an investor should consider before purchasing or refinancing.

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Related funding solution

HMO Finance
Leasehold

Lease Lengths, Lease Extensions and Mortgage Lending

Learn how remaining lease length, ground rent and other lease provisions may affect mortgage lending, valuation and your options for property finance.

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Related funding solution

Bridging Finance

Finance Insights

Specialist property finance guides

Our Insights section covers bridging finance, development finance, HMO finance, auction finance and more — written for UK property investors, developers and landlords.

Browse Finance Insights

This guide is provided for general information only. It does not constitute legal, planning, tax, valuation or financial advice. Requirements can vary according to the property, its location, its use and the proposed transaction. You should obtain advice from an appropriately qualified professional and confirm current requirements with the relevant authority.

3 Trees Finance

Specialist property finance expertise. Helping investors, developers, landlords and businesses access funding solutions across the UK.

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3 Trees Finance provides introductions to specialist property finance brokers. We do not provide regulated financial advice. Finance is subject to status, valuation, lender criteria and approval. Your property may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Information on this website is provided for general information only and does not constitute financial or legal advice. 3 Trees Finance may receive a referral payment where an introduced client completes finance through a broker partner. Any such arrangement does not increase a client's obligation to proceed.

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